I don't understand why Globe will offer 15 pesos per month for 1gb cloud storage? 1gb is almost nothing. 1gb is way less than what Google, Dropbox and Amazon offer for FREE. I am using Dropbox to backup my pictures. Picture I've taken from my mobile phones is automatically uploaded. I set it to upload only over WIFI to preserve my 1gb per day mobile data traffic. I am using it for 2 years now and very satisfied.
I also have 15gb Amazon cloud drive and 15gb Google drive - all FREE! I have a CloudGoo application to monitor my usage. So, I would know how much percentage I already used for each of my drives.
Maybe Globe can offer 5gb as free instead of 1gb for 15 pesos/month. Their customer will not bite it - not possible. They need a good marketing strategy to lure them to use their cloud drive instead of those that offer bigger space and proven platform.
Or maybe it's time for them to pay back what they overcharged to their subscribers - or better make text message 50 cents instead of 1 peso :).
Saturday, September 20, 2014
Mario's Impact
With 7 dead and millions of properties destroyed. At last, the stormed is out of the Philippine Area of Responsibility (PAR). Now, the impact...
Would it pull down the market? I think, it would, but not to a point where we would see below 7000. Not for now. US market is in steroid mode due to Alibaba IPO and something about interest rate being maintained to its current rate. So we MIGHT still see green on Monday.
Filipino are now more aware of the danger of typhoons. BER months is unofficial start of holiday in the Philippines but at the same time it brings it dangerous cousin as well. It is a time where most of the typhoons visit the country. The time where Metro Manila becomes flooded and rivers becomes a bit cleaner. Where covered court and schools becomes evacuation centers and Politicians becomes significant.
What company would be affected? I would say power distributions and telecommunication providers due to additional expenses that they will incurred in the rehabilitation of their infrastructures. But maybe they already have standby calamity fund since these bad weather conditions always happen in these time of year. I really hope so. But who will pay - of course, their customers. So there might be some increases in their charges. I really hope not.
Of course, those that supply food will definitely earn more. Government and Non-Government Organisations will surely buy food to give to those affected by Mario. Company such as URC and COSCO are some of the few. It is BER month, so, I can see a good year for these companies.
The only question I have in mind is - how long the market will hold? 2 years... 3 years?
Would it pull down the market? I think, it would, but not to a point where we would see below 7000. Not for now. US market is in steroid mode due to Alibaba IPO and something about interest rate being maintained to its current rate. So we MIGHT still see green on Monday.
Filipino are now more aware of the danger of typhoons. BER months is unofficial start of holiday in the Philippines but at the same time it brings it dangerous cousin as well. It is a time where most of the typhoons visit the country. The time where Metro Manila becomes flooded and rivers becomes a bit cleaner. Where covered court and schools becomes evacuation centers and Politicians becomes significant.
What company would be affected? I would say power distributions and telecommunication providers due to additional expenses that they will incurred in the rehabilitation of their infrastructures. But maybe they already have standby calamity fund since these bad weather conditions always happen in these time of year. I really hope so. But who will pay - of course, their customers. So there might be some increases in their charges. I really hope not.
Of course, those that supply food will definitely earn more. Government and Non-Government Organisations will surely buy food to give to those affected by Mario. Company such as URC and COSCO are some of the few. It is BER month, so, I can see a good year for these companies.
The only question I have in mind is - how long the market will hold? 2 years... 3 years?
Tuesday, September 16, 2014
Alibaba IPO
I read from the news that Alibaba increased its IPO price from $66 to $68. Jack Ma is a very happy man. It will net him billion of dollars. My problem here is that I am not really sure how Alibaba will compete with companies like Amazon and Ebay or even Lazada :-).
I think Alibaba is more of bulk selling platform. It is geared toward selling products to business entity not individual customer. The only negative I read is that there are fake product being sold on the site. I am sure Alibaba is doing something to cleanse their system but there would be some who will be able to continue doing their unscrupulous business practices. But aside from that - investors are loving Alibaba. Would Alibaba public offering lift PSE? I really hope so. I love to own Alibaba if I could. I can wait for Lazada though :-).
BLOOM is now 13!
I think Alibaba is more of bulk selling platform. It is geared toward selling products to business entity not individual customer. The only negative I read is that there are fake product being sold on the site. I am sure Alibaba is doing something to cleanse their system but there would be some who will be able to continue doing their unscrupulous business practices. But aside from that - investors are loving Alibaba. Would Alibaba public offering lift PSE? I really hope so. I love to own Alibaba if I could. I can wait for Lazada though :-).
BLOOM is now 13!
Saturday, September 13, 2014
Makati City Hall Controversy
Philippines will not run out of soap operas. We have huge pool of great Actors... and Politicians. Politicians are a different breed of Actors. The make fantasy to reality. They can make lies a shinning truth and the truth a dark alternative. They bite - yes, they bite to the bone because the meat is not enough for them. They are cold calculated personification of the anti-christ that has a contract to pass through gates of hell - a road to perdition.
Senators are different from Congressmen. Congressmen are like a pack of wolves. They rely on their numbers. They are small, agile and always hungry. Eat whatever they can take from their prey. Especially, if the prey are too weak fight or resigned to their fate.
They take care of each other. They defend the pack. They can change their mind in an instant - because they are lead by an individual who has the power to punish them when they don't follow her whims but take care of them when they praise her for everything she has done for them.
They take care of each other. They defend the pack. They can change their mind in an instant - because they are lead by an individual who has the power to punish them when they don't follow her whims but take care of them when they praise her for everything she has done for them.
Senators are like war freak tribes. They pounce on slightest opportunity. They are instrument of war lords. They are opportunist. They want to look intelligent. They can ask cryptic questions. Something you don't know how to respond to. They can ask stupid questions that you cannot correct in the fear of them taking it against you. You probably want to just be on their side.
2.7 billion. That is a lot of money - for 11 storey building. It's over priced. We know it. So as the other buildings and other infrastructures built by national and local government. Sometimes, it is a refreshing feeling to hear some corruption being made known to the populace. Especially, when the controversy involved the second highest official of the government. The possible next President. I just hope that those other involved in the corruption will also be slapped with criminal lawsuit and make sure that they will be convicted and people's money is return to Government coffer. I hope that this is not just a show of two Lawyers and a former SOB. I hope that this is not just a comparison of Makati and Taguig for the gentleman of Taguig to further push his agenda. I hope that at the end it will help the Filipino people to intelligently decide who to vote for on the next election.
I am watching the proceedings. I am watching the Actors. I am watching the Politicians.
Now, if not Binay who else?
Now, if not Binay who else?
Friday, September 12, 2014
Groupon Fake Xiaomi Powerbank
Deals now a days are flying around. I subscribed to Groupon, Ensogo and Cash-Cash Pinoy. And boy, they love sending emails. I received loads from them. Everyday. The deals are good. Price are low. Seems they care for their customers. They like you to get the best deals. You're happy - they earn.
I tried Groupon since they are the pioneer in this business. I bought food deals. Those are good deals. I bought a couple of times more. I bought some non-food deals. They are good deals. Then, I bought a powerbank...
I read a review about Xiaomi Powerbank - 10400 mah, simple design, best components, etc. I checked Lazada, it's out of stock. Then I received email from Groupon... 999 + 90 pesos shipping. Xiaomi Powerbank, 10400 mah, blah, blah, blah... I decided to buy. I'm sure I bought a legit product. 100% original Xiaomi Powerbank! To may dismay...
The battery has all the characteristics of a FAKE Xiaomi battery: color is too silvery, lettering is pronounced, LED holes is big (can be used as flashlight when on) and after a day one of the LED is already busted, it charged itself! - when you insert one end of USB to micro USB input and the other end to USB output - it is CHARGING!!! I read from internet that there's a lot of FAKE Xiaomi Powerbank in the market and they explode! I never thought that Groupon will be so careless not to check if their partner is selling FAKE product. I just hope that those who bought would realise that they bought a FAKE Xioami Powerbank and not to use them anymore to prevent accidents.
I compared the Powerbank I bought from Groupon to the one my colleague
bought from Lazada and it really confirm my suspicions that it is FAKE. I will be ripping it apart to check what cheap components was used. I have some pictures below that I've taken a day after I received the item.
I already emailed the company who sold the Powerbank. He told me that their supplier told them the the product is original. They just rely on their supplier's information but it is so easy to spot the FAKE and the product they are selling is definitely FAKE. I suspect, they know it is FAKE. I am planning to ship back the product for them to properly dispose it (after I ripped it apart).
GROUPON? Yes I emailed them. I received an email saying that my concern will be forwarded to the management (forwarded my ass). I am glad that Groupon closed down their office Romania. Maybe they conduct their business like how they conduct their business in Philippines. Almost 2 weeks - no resolution. What should I expect? I don't need a replacement - I want them to acknowledge that I bought a FAKE product from them (they facilitated the sell) and correct their mistake by notifying those who bought the product.
Now I can say - I was once a Groupon customer. Maybe time to try Ensogo or Cash-Cash?
FAKE is the one on the LEFT:
Color is like a Mercury, Lettering is pronounced, with sticker?
Check the LED holes, button of FAKE has a gap in one side:
After a day... FAKE don't last long...
I tried Groupon since they are the pioneer in this business. I bought food deals. Those are good deals. I bought a couple of times more. I bought some non-food deals. They are good deals. Then, I bought a powerbank...
I read a review about Xiaomi Powerbank - 10400 mah, simple design, best components, etc. I checked Lazada, it's out of stock. Then I received email from Groupon... 999 + 90 pesos shipping. Xiaomi Powerbank, 10400 mah, blah, blah, blah... I decided to buy. I'm sure I bought a legit product. 100% original Xiaomi Powerbank! To may dismay...
The battery has all the characteristics of a FAKE Xiaomi battery: color is too silvery, lettering is pronounced, LED holes is big (can be used as flashlight when on) and after a day one of the LED is already busted, it charged itself! - when you insert one end of USB to micro USB input and the other end to USB output - it is CHARGING!!! I read from internet that there's a lot of FAKE Xiaomi Powerbank in the market and they explode! I never thought that Groupon will be so careless not to check if their partner is selling FAKE product. I just hope that those who bought would realise that they bought a FAKE Xioami Powerbank and not to use them anymore to prevent accidents.
I compared the Powerbank I bought from Groupon to the one my colleague
bought from Lazada and it really confirm my suspicions that it is FAKE. I will be ripping it apart to check what cheap components was used. I have some pictures below that I've taken a day after I received the item.
I already emailed the company who sold the Powerbank. He told me that their supplier told them the the product is original. They just rely on their supplier's information but it is so easy to spot the FAKE and the product they are selling is definitely FAKE. I suspect, they know it is FAKE. I am planning to ship back the product for them to properly dispose it (after I ripped it apart).
GROUPON? Yes I emailed them. I received an email saying that my concern will be forwarded to the management (forwarded my ass). I am glad that Groupon closed down their office Romania. Maybe they conduct their business like how they conduct their business in Philippines. Almost 2 weeks - no resolution. What should I expect? I don't need a replacement - I want them to acknowledge that I bought a FAKE product from them (they facilitated the sell) and correct their mistake by notifying those who bought the product.
Now I can say - I was once a Groupon customer. Maybe time to try Ensogo or Cash-Cash?
FAKE is the one on the LEFT:
Color is like a Mercury, Lettering is pronounced, with sticker?
After a day... FAKE don't last long...
Thursday, September 11, 2014
FPH, COSCO, COAL and BLOOM
I am currently holding these four in my portfolio. They are for long term. I only have a miniscule number of COAL shares. Something worth forgetting. FPH, COSCO and BLOOM I believe are defensive stocks. FPH is in power generation business which everyone needed. Under its wings are EDC and FGEN. Of course, ROCK as real estate business. COSCO is a bit of a gamble. Bigote has not really proven himself yet - if we compare him with other Filipino Chinese Titans like Henry Sy, Andrew Tan and Lucio Tan. But I like the fact that Foreign are loving this stock. They are buying it and dumping like hell :-). But for me that is a good sign. When Foreign buy - I buy. COSCO is a growth stock. It has a bright future. With its aggressive expansion, one day it will fly like superman! Luckily for me, I was able to buy some at 7.60 level.
BLOOM is my crown! I love this stock. Its core business is earning - and earns a lot! I buy below 11 pesos for this stock. For now I am watching in the sideline hoping I can add more. This really is my retirement stock. Go BLOOM!
BLOOM is my crown! I love this stock. Its core business is earning - and earns a lot! I buy below 11 pesos for this stock. For now I am watching in the sideline hoping I can add more. This really is my retirement stock. Go BLOOM!
BPITrade Issues
Lately, I am reading some BPITrade bashing from Tsupiteros. To the point that they curse this Broker. Most of the bad comments points to its frequent downtime. I might agree that maybe the issue here is not the system anymore but the BPITrade people themselves. I think BPITrade and FirstMetroSec has the same system provider. These two has almost identical user interface and functionalities. But FirstMetroSec trading system is not as problematic as BPITrade. Maybe it is really true that - 'You're in good hands with MetroBank'.
In my opinion, Tsupiteros should not use BPITrade. I would recommend FirstMetroSec and COL Financial. Both have dependable systems and transfer of fund is a breeze. Unlike BPITrade that take ages to transfer fund from settlement account to BPITrade account. Aside from snail pace fund transfer - you will also required to have a minimum balance of 5,000 pesos since BPITrade account is like a regular account that earn interest (I think it is a BPI Direct account).
If you are trading in long term - BPITrade is fine since you will not buy and sell frequently. I am using BPITrade for more that six years now. I am not happy with their service but due to easiness of transferring fund from my salary account to BPITrade account - I decided to continue using it and go for long term! Of course, it will not hurt if you have other account that will make you fell that you are really in good hand :-).
Latest bad experience in BPITrade - I received TAPET property dividend but it was credited 2 days late. Lost some money as I sold them at a lower price.
In my opinion, Tsupiteros should not use BPITrade. I would recommend FirstMetroSec and COL Financial. Both have dependable systems and transfer of fund is a breeze. Unlike BPITrade that take ages to transfer fund from settlement account to BPITrade account. Aside from snail pace fund transfer - you will also required to have a minimum balance of 5,000 pesos since BPITrade account is like a regular account that earn interest (I think it is a BPI Direct account).
If you are trading in long term - BPITrade is fine since you will not buy and sell frequently. I am using BPITrade for more that six years now. I am not happy with their service but due to easiness of transferring fund from my salary account to BPITrade account - I decided to continue using it and go for long term! Of course, it will not hurt if you have other account that will make you fell that you are really in good hand :-).
Latest bad experience in BPITrade - I received TAPET property dividend but it was credited 2 days late. Lost some money as I sold them at a lower price.
Subscribe to:
Posts (Atom)